You are a responsible adult. You save for your retirement. You have a monthly budget and your family is even protected with life insurance. But, do you know how much UM/UIM insurance coverage you have? ¯\_(ツ)_/¯ What Is UM/UIM? The strong majority of people we ask have no idea. Many of them aren’t even sure what UM and UIM are. UM stands for
Imagine it’s a Monday morning and you’re running behind to get to work on time. You ride BART to/from San Francisco or Oakland every day and know the train schedules like the back of your hand. You race to the BART station, up to the BART platform and slip through the open doors with at least 10 seconds to spare! You
If you’re like us, you love dogs! San Francisco loves dogs too and it consistently ranks as the most dog-friendly city in the U.S. If you own a dog you know the joy they can bring to your life, but if you are like most dog owners you may not have considered the financial liability that your dog can become if they
In this conversation, my friend from school sent me his location asking how far away we lived from each other. Even worse, is that I did check the distance of our houses from each other as I drove. Did I need to check that message and answer it that very second? No. It would not have impacted him whether I
I have always been a person who approaches almost every situation as a logical, factual analysis. This mindset helped me succeed on the LSAT, it is now helping me excel in law school, and it has throughout my life been a point of occasional exasperation for my family, friends, and significant others. Writing this essay has, therefore, confronted me with
Admittedly, I do text and drive every so often. I have sent texts that range in urgency, from “You’ll never guess what song is playing,” to “He passed away today.” But danger does not discriminate based on the content of my texts, and each message typed–whether silly or urgent in nature–presents the same risk of hurting someone else or myself.
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